CARL BEARD Deranged attack.
A Long Island woman survived her husband’s throat-slashing attack — only to have to deal with her outrageously cutthroat insurance company.
After Daphne Beard was nearly killed five weeks ago, the last thing she thought she’d have to worry about was getting her insurance claim approved to clean up the blood in her Bay Shore home.
But Tri-State Consumer Insurance President Penny Hart said that the company wouldn’t pay the $25,000 bill because the damage was the result of an “intentional” act by Beard’s deranged husband, which voided any claim.
“This is totally bizarre,’’ said Beard, 47, whose husband, Carl, 48, kicked in the door of her home on May 25 and slashed her twice in front of two of their kids.
“He wasn’t here to commit insurance fraud — he was here to commit murder,” an astounded Beard went on.
“They’re denying the claim because he intentionally attacked me and I got blood all over the house.
“It’s inhuman. It’s disgusting — it’s pouring salt into an open wound,’’ she added.
After the attack, her husband, carrying a loaded gun, was accidentally killed by a car while fleeing cops, police said.
“We cannot comment on a specific case but, in general, an innocent spouse should not be penalized because of the act of a guilty spouse,’’ said state Department of Financial Services spokesman David Neustadt.
Still, the insurance company’s president says she won’t back down.
“What did he think was going to happen when he slit her throat in the house?’’ said Hart.