Those little bundles of joy are going to cost you — big time.
A child born in 2013 will drain an average of $245,340 from his or her middle-class parents over the kid’s first 18 years on Earth, a federal study revealed on Monday.
And that doesn’t even include the cost of college.
The figure is up $4,260, or almost 2 percent, from the year before, according to the report from the annual United States Department of Agriculture.
Factoring in inflation, the total cost will turn out to be closer to $340,480 in actual greenbacks spent.
The latest figures blow away results from the study’s first year, in 1960, when a middle-class household spent about $25,230 — or $198,560 in 2013 dollars — to raise a child until age 18.
The federal analysis split the country into four regions, and, predictably, the Northeast was the most expensive for parents.
In the urban Northeast quadrant, middle-class parents will pay $282,480 for 18 years of child rearing, the USDA said.
In the urban West, it costs $261,330, making it the second most expensive quadrant of America.
In the urban Midwest and urban South, parents can expect to shell out $240,570 and $230,610, respectively.
The USDA also broke out a national rural estimate, finding it cost $193,590 to raise a kid to age 18 out in the sticks.
Feds didn’t break out data for individual cities.
But USDA economist Mark Lino cited Census figures that show New York City’s overall cost of living is double the national average.
He said it’s likely that middle-class New York City parents will have to shell out $500,000 — twice that of a typical US household — to raise a child.
“All costs are going to be higher in New York City for everything,” Lino said.
“The food is more expensive, and the housing — the housing is just off the charts for you guys.”
Even nationally, the biggest chunk of child-raising costs goes to putting a roof over their heads.
The biggest parental money drains are housing (which makes up 30 percent of the total cost), child care and education (18 percent), food (16 percent), transportation (14 percent), health care (8 percent) and clothing (6 percent), the USDA said.
“People are still having children, but they’re seeking out places where they can get a job and it’s more affordable,” Lino said.
“Some of the fastest growing parts of the country are the metropolitan areas in the South and Midwest. One reason is economic, with the biggest economic reason the cost of raising a child.”